Motor Vehicle Legal Terms

The laws governing motor vehicles vary between states. In general, the laws assume that the vehicle was operated with the owner's consent.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or specifically target social hosts. Mandatory education, treatment for alcohol, and interlock devices have little effect.

Legal Definitions

State laws govern legal terms for motor vehicles. The federal definitions for national standards for fuel economy and licensing requirements for drivers of commercial vehicles are mostly administrative, and they do not have any effect when states decide on their own registration classifications. These classifications for vehicle registrations determine if a driver needs to obtain a special license to operate certain kinds of vehicles.

The laws of the state define terms like "automobile," "light trucks" and many more. As an example, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle equipped with wheels and is used by those who physically disabled and are unable to walk. Mopeds are motor vehicle with not more than three wheels that come into contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedal-driven vehicle, is one that is driven by the person who sits on top of it. Someone who holds the legal title to a vehicle is known as its owner.

Traffic Laws

Each state has its own set motor vehicle Accident attorneys vehicle laws which cover everything from registration procedure to insurance requirements. The laws also deal with the kinds of vehicles that are covered by the law. While certain laws are similar across states, others vary significantly. For instance there are laws that limit the number of persons you can carry in the pedicab. There are laws that prohibit reckless driving in certain types of roads, like a parking lots.

A person who operates a motor vehicle that is in violation of these laws can be penalized and liable for fines for doing so. Penalties can include having your license revoked or being required to attend traffic school.

One of the most important laws in a particular state regarding vehicles is the speed limits that are put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also sets out the definition of the term "motor vehicle." This includes any description of carriage or other contrivance that is propelled by mechanical power and Motor Vehicle Accident Attorneys is used on a highway for the transport of people or property, or for other commercial purpose. The law does not apply to trailers, coaches, semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices used by disabled people as well as self-propelled corn and hay harvesting machines.

Insurance

A motor insurance policy for vehicles is an agreement between the insured and the insurer that provides insurance against financial loss due to liability for bodily injuries or property damage to a third party arising from ownership or operation, maintenance, or the use of a covered automobile. It may also cover physical damage to the vehicle. It must contain the name and address of the named insured and the amount of coverage offered by the policy, the cost payable, the duration of effectivity and the limits of liability. It should also contain an agreement or a statement that the insurance is provided in accordance with the coverage stated therein as respects bodily injury or property damage, or death, and Motor vehicle accident attorneys is subject to all of the provisions of this chapter.

The wording in a motor vehicle accident attorney vehicle insurance policy can be confusing to the average person. Duncanville law firms typically recommend that an individual review a sample policy to fully comprehend the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of coverages covered under a motor insurance policy include commercial auto coverage for automobiles that are used for commercial and business establishments or other activities, employment or occupations that are done to earn money, automobile liability insurance, which covers PIP MP, MP, as well as uninsured or underinsured driver coverage (UM/UIM). This type of insurance is required by several states.

Permissible Use

It is essential to understand how insurance coverage works if someone other than the named insured or a family member is driving your car and causes an accident. This is known as permissive use. The specifics of your policy may differ but generally, the majority of large car insurance companies offer this type of insurance.

However, it is important to keep in mind that anyone driving your car must have your permission in order for you to be held accountable for damages. Permission can be express or implied, and it is not required to be written down.

In determining whether there is implied permission, courts look at the relationship between the parties; their past conduct and the use of the vehicle; as well as the circumstances surrounding the specific driving event. A court will also consider whether there were any restrictions placed on the permissive usage, and if even a minor deviation from the time, location and use restrictions of the permission would be in violation of these restrictions.

Be aware that adding another driver to your car insurance will result in your premium going up since it makes the car more risky to insure. It is therefore essential to think about your options carefully before giving your vehicle over to other people. If you aren't sure whether to add someone to your policy or not, call Jerry to discuss the specific terms of your insurance policy and receive an estimate for free.