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You may be left with high medical costs, a decreased income, and pain and suffering due to a car crash. The person who caused your accident should be held accountable for these losses.

A New York City auto accident lawyers accident attorney can help you seek full compensation for your losses. An attorney for car accidents can help you defend yourself against unjustified insurance denials.

Distracted driving

Every driver is required to drive safely and keep their attention focused on the road. Distracted driving is the primary cause of collisions and near-collisions and is extremely dangerous for other drivers on the road. If you've suffered injuries due to distracted drivers you could be legally entitled to compensation.

While many people think of texting and talking on the phone when they hear the phrase distracted driving it's actually any activity that puts your hands off the wheel, eyes off the road, or takes your mind away from the task at the moment. This could mean eating, grabbing items in the car, interacting with other drivers as well as adjusting the controls on the dashboard like the radio or temperature or personal grooming, such as shaving or applying makeup, and more.

According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of close-collisions involve some type of driver distraction. The act of taking your eyes off of the road for five seconds while driving at 55 mph can double your crash risk.

If you've suffered injuries in a crash caused by a distracted driver, a skilled auto accident lawyer can help. They can investigate your case and make the most persuasive arguments for Auto Accident Attorneys full compensation that includes covering all of your future and current expenses.

Car crashes

Car accidents can take many forms, from simple fender benders to catastrophic head-on collisions. The type of crash determines who may be accountable, as well as the extent and severity of the injuries suffered by victims and the amount of financial losses.

According to the National Highway Traffic Safety Administration's (NHTSA) statistics driver error is the major reason behind motor vehicle crashes. Even the tiniest distraction like switching radio stations, applying makeup or reading a road map, can cause a serious accident. Other reasons for car accidents are speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers or older drivers.

A knowledgeable New York City car accident lawyer can analyze your case and pinpoint the parties accountable for your financial losses and injuries. They can also negotiate an equitable settlement with the defendant's insurer.

A skilled lawyer for auto accidents will help you get the amount you are due, which includes for future and past medical costs and lost wages, physical and mental distress, and other damages. They can also ensure that your claim has coverage for uninsured or sub-insured drivers, if needed. This is particularly crucial if the driver at fault is not insured or has insurance, or has the minimum amount required by New York law.

Underinsured or uninsured motorists

Some drivers don't have insurance and others only have minimal coverage. It can be difficult to recover compensation when an under-insured or uninsured motorist is the cause of a collision. In these situations you need to have a competent legal advocate who can help you meet your objectives as well as those of the insurer.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This kind of insurance is typically included in a comprehensive policy and can provide important security if you're involved in an accident that is serious.

The process of making a UIM/UM claim is similar to that of filing a standard car accident claim. This usually involves submitting copies your medical bills and auto repair bills. The insurance company will analyze these and other documents to determine whether your losses are within the limits of the other driver's coverage.

It is important to speak with an New York City auto accident law firm accident attorney as soon after the crash as possible and file a UIM/UM right away particularly when the other driver states they don't have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property Damage

If your vehicle was damaged in a crash then you may be able to pursue compensation for the damages by contacting the insurance company. Our lawyers can help you submit a claim for economic and non-economic losses, including the cost of your medical expenses and lost income. You could also be eligible to claim compensation for your pain and suffering.

We will thoroughly review the damage done to your vehicle and document all physical evidence for your case. This includes taking pictures of the accident site as well as your property and any damage, like scratches and Auto Accident Attorneys broken glass. We also will collect copies of any police or accident reports, and secure any essential witness information.

The law that is in force in New York State is comparative negligence which means that even if you are found to be partially accountable for the accident and you are found to be partially responsible, your damages will be diminished by the percentage of liability attributed to you. Likewise, the defendant may be found to be totally responsible for the incident and thus not able to recover at all.

You should not give any oral or written statements to representatives of the insurance companies of the party at fault, as they can be used later in court against you. It is also essential to see a physician immediately following your accident, because some injuries take time to be discovered and could be used against you if you attempt to claim compensation for your injuries later.