New York auto accident lawyer Accident Law

A lawyer who handles car accidents is your advocate, ensuring your side of the story is told. They will discuss your case with the insurance company and argue your case front of a judge and jury if necessary.

Some states use an old tort liability system while others do not have any fault or Auto Accident lawyer add on auto accident lawyers insurance laws. In any case, there are strict time limits known as statutes of limitation that have to be adhered to.

Fault

The determination of who is at fault is an important part of the insurance and legal process of claiming. In certain situations, like rear-end collisions or similar situations, it might seem simple, but in other cases, it's not. The degree of fault is determined by state laws and the specific facts of each instance. Certain states have pure comparative fault. In this case, your percentage of the accident determines the amount of damages you are able to recover.

Even if you're found be more than 51% responsible however, you might still have the possibility of recovering some of your damages with supplemental coverage like MedPay or PIP policies. Additionally, certain states apply modified comparative responsibility. These laws allow injured motorists to make use of their own insurance to cover the cost of their injuries even if they're partially responsible for the collision.

In the aftermath of an accident, it's common to feel shaken and to feel the need to blame another person. However, doing so can cause costly mistakes over the long term. A good lawyer can assist you in avoiding these traps, and provide you with the answers you need quickly and precisely.

Damages

Damages are compensations offered to compensate victims for financial loss caused due to the negligence of another person. This kind of compensation could cover a wide range of losses, like medical costs, lost wages or income as well as damage to the vehicle. A skilled car accident lawyer will look over receipts, invoices, and other financial documentation to determine precisely the amount of special damages you are owed.

Non-economic damages can be difficult to quantify, and may include intangible damage such as pain and suffering. This type of compensation is often subject to devaluation by insurance providers and it is imperative that you consult a skilled tort attorney to ensure that your damages are appropriately valued.

In New York, if you suffered serious injuries or if the losses you suffered exceeded the policy limits, you may be able to get out of the no-fault system by suing for all of your economic and non-economic damages including pain and suffering. New York is a state that relies on comparative negligence so your claim will be reduced according to the percentage of blame you're given. An experienced attorney will work hard to maximize the damages you are entitled to.

Statute of Limitations

In the event of a car accident, the statutes of limitations are the time limits you can sue for damages. It can range from three years to five depending on the type and state of the lawsuit.

Statutes of limitations are essential as they ensure that claims made in court can be properly investigated prior to the deadline is up. After that time it could be too late for witnesses, physical evidence such as tires marks and debris can disappear or become eroded, and public records can be misplaced.

As time passes, witnesses also tend to forget important information. For instance it's not realistic to expect witnesses to remember specific details about a car accident that occurred 15 years ago. A statute of limitations prevents plaintiffs from filing a lawsuit too quickly after the incident, because it may unfairly bias the jury against them. This is why it's important to speak with a New York car accident lawyer and start the process as soon as possible.

Insurance

New York law requires all drivers to have insurance on their vehicles. This type of insurance compensates the policyholder and their passengers' economic losses, regardless of the cause. This is also known as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of coverage compensates victims injured by uninsured, underinsured or hit-and-run motorists. UM/UIM is typically provided in the minimum limit of $25,000 per person and $50,000 per accident.

Bodily Injury Liability protects the policyholder if they're sued by a third party for damages, such as medical bills or property damage. Third parties may also make claims for pain and suffering in cases where the injury was serious enough to warrant it. However, most third party claims are settled through insurance companies. A knowledgeable lawyer can assist you get the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and expensive with everything from vehicle damage to medical bills to lost wages. A lawyer can assist you determine whose fault the accident was, and seek compensation from the person responsible.

A lawyer can also make sure that your claim covers all of your losses and expenses. They will look at your present and future financial expenses in addition to your physical and emotional distress. Additionally, they will take into account the impact that your injuries have caused on your life quality.

In New York, if the negligent driver did not have insurance or carried only the minimum amount required by law, you could be able to claim compensation under your insurance policy's uninsured motorist coverage (UM). This option can be discussed with an attorney.

It is crucial to find an experienced and knowledgeable auto accident lawyer. Their experience and training puts them in a stronger position to secure the compensation you're entitled to. Your lawyer will inform the defendant's insurance company know that you are willing to accept the case. This can lead to an increase in settlement offers.